Why Choose Lyter Financial
Some people think it does not really matter where they buy their insurance. But this misconception could be costing them money, service and protection. Buying insurance is not like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business.
There is a difference in where you buy your protection. Many people do not realize there are four sources for insurance:
- Captive Agents - Sell consumers the insurance of only one company.
- Telephone Representatives - Offer consumers the insurance of one company and only via the telephone.
- Internet Sites - Consumers can fill out an application online and get an insurance quote without any help or direction from a qualified professional.
- Independent Insurance Agents - Represent an average of eight insurance companies and research with these firms to find consumers the best combination of price, coverage and service.
The Benefits of Working with an Independent Agent/Agency
An independent insurance agent is a licensed professional with strong customer and community ties who:- Gives you excellent service and competitive prices, because agents can access the insurance coverage from more than one insurance company
- Is not beholden to any one company; unlike "captive" agents, so, you don't need to change agencies as your insurance and service needs change
- Assists you when you have a claim
- Is your consultant, working with you to help explain the different types of insurance and determining your unique needs
- Offers you a choice of insurance plans and programs
- Is a "value hunter," who looks after your pocketbook in finding the best combination of price, coverage and service
- Offers one-stop shopping for a full range of products, such as health, annuities, and long term care insurance
- Can periodically review your coverage to keep it current.