Pennsylvania Dental Insurance
Dental insurance is insurance designed to pay a portion of the costs associated with dental care.
The most recent information from the National Association of Dental Plans estimates that nearly 57% of the population in the United States has dental coverage. And 97% of those who do have dental coverage have it through their employer or another group, most often as a policy separate from their health insurance plan.
The most common types of dental insurance plans are Preferred provider organizations (PPO) or dental health maintenance organizations (DHMO). Both types are considered managed care.
While dental insurance plans for individuals are available through our agency, they are quite expensive due to the elective nature of most dental services. What I own and recommend is a dental discount or indemnity plan, which are a fraction of the cost but still provide a savings on average of 40% - 60%, as long as you see a network provider.